My life philosophy is to follow the Golden Rule. Doing what is right and just for my clients is also good business. Keeping a client first mentality is what has enabled clients to come back over the years as they face life changes that require them to buy and sell real estate. I always have room to help one more person. I am a local Realtor with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction. I offer responsiveness as I do the work and do not pass off key duties to subordinates. My highest-rated skill is that I treat people with the dignity and respect they deserve. I am easy to get along with and have a good sense of humor. I see buying and selling a home as an important milestone in people’s lives and I am honored when given the opportunity to guide someone in this endeavor. I am a sports enthusiast and like to keep up on economics, current events, and my community. I enjoy activities such as hiking, gardening, reading, traveling and interacting with family and friends. My career started in the mortgage industry in 1988 after graduating from Whittier College. Previous to that, I attended Montebello High School. I worked in lending origination, underwriting, and operations. In 1998 I earned my Real Estate Broker License and ran a mortgage company. I eventually transitioned into residential real estate in 2008 as it has proved to be a more enriching experience. I am married with two adult kids who attended Chino Valley Schools. I have been greatly involved in youth sports activities and am also a member of St. Paul The Apostle Church. I also speak Spanish fluently.
"Flavio was so great to work with through the entire home buying process. It was my first home purchase in the state of California and he really broke everything down for me in a way that made it easy for me to understand. I was extremely picky about which house was right for me and Flavio supported me the entire way. He is the only realtor I will be using in California."
"Flavio negotiated a very good deal! He was able to get a lower price and have the seller payoff the hero program that was added to the property tax bill. We are so happy with our new home :)"
"Flavio helped me find a new house in Eastvale. He calculated my housing payment and cash needed to buy better than the builder and their loan officer. Everything went smoothly and efficiently. Flavio made buying a home easy."
"Flavio is a man of character and good will. He is a loyal friend, wonderful father and husband. He personifies the name of his business "Golden Rule". During these years of economic uncertainty, it is indeed reassuring to turn to someone for help and guidance that truly has your best interest in mind."
"I have bought at least 5 homes with Flavio as my agent in a span of 2 years. He is very prompt and responsive and is in constant contact with the seller's agent, making it very likely that a deal will close. He follows up on every detail yet is tactful in doing so and never "pushy" or annoying but professional and polite. I have been very satisfied having him be my realtor to successfully acquire rental properties during the major housing downturn. He has also helped me on things that I have ask..."
"Choosing Flavio was the right choice for us; Flavio listed and sold our home for thousands more than we ever anticipated what a wonderful surprise that was!! We chose Flavio once again to help us find our new home, Flavio worked within our budget and found us our dream home, Flavio negotiated aggressively and got us a great deal, we are so happy with our new home and with Flavio!!!"
"Flavio sold my house. He handled all the details as I have a busy schedule. Flavio is very organized, a good problem solver and just an overall good person."
"Flavio was very helpful in the buying process and always worked his schedule around to help us out the best that he could. He was very responsive to all my calls and texts no matter the time of day or night. Overall we were very satisfied with the help from him and would highly recommend him to anyone looking to buy a home."
"Flavio was a blessing to us. He is very knowledgeable of the process and always is there when you need a question answered. He made us feel at ease with the entire process. I would definitely highly recommend him to my family and friends. He negotiated excellent terms so we paid less money out of pocket than we expected. "
"Flavio was very patient, we knew what we wanted and took our time in finding it. He is a great person, looking for he's clients interest. I have recommended him to our friends."
"Flavio tuvo much paciencia conmigo y me encontro buena casa a precio bajo. Flavio habla espanol y es buena gente."
"Well, now I'm retired and Mr. Berny sold my house for top dollar. He kept me informed throughout the process. I just followed his lead and everything turned out right...even when I got nervous he was able to calm me down. It's a scary thing to sell your house and you need someone with experience and know how."
"Flavio helped me during a difficult transition when it was time to short sell my house. He showed compassion and held my hand so to speak through the whole process. I even got $10,000 from the bank to relocate. Flavio made a tough time bearable. "
"I refinanced my home with Flavio in 2010 and again recently in 2015. I shopped around and I can attest that I got an excellent interest rate. My loan was completed quickly and with no hassle. The terms were happyily explained and my questions were answered right away."
"Relocating out of state made me very nervous. Flavio showed his expertise in handling the sale of my home. He got an excellent price for my house, worked effectively with inspectors, appraisers, and the other agent. He was able to get things done from across the country. Thank you Flavio."
"Flavio was able to show how a VA loan could get me into a house with no down payment. Now I'm a happy homeowner with my wife."
"Flavio is very professional and has a great sense of humor. He is honest and looks out for the customer best interest before anything else. He sold my house for top dollar and helped me find a replacement property."